Home Insurance in Elkhart, Goshen, Middlebury, New Paris, Syracuse, and the Surrounding Areas

House Insurance in Middlebury, Elkhart, Syracuse, IN, New Paris, Goshen

It isn’t just a good idea because it is one of the most expensive things you will ever own, most mortgage lenders also require you have home insurance for your home in Elkhart, Goshen, Middlebury, New Paris, Syracuse, and the surrounding areas. Don’t just settle for any home insurance policy, however, because you may be paying too much or not have everything covered. Work with RMH Insurance and allow us to shop the market for you to find several home insurance options to help protect your home, belongings, and family. Contact our team today to learn more about protecting what is typically the largest investment a family will make.

Know What Your Home Insurance Covers

Because your home is often your largest asset, it is important to understand what your home insurance will cover. You may have heard about or seen a named perils home insurance policy and found that they are often less expensive when compared to other home insurance policies. The reason for this is because a named perils policy ONLY covers those perils that are specifically listed in the policy. Unless your named perils policy specifically lists a fire as a covered peril, your insurance won’t pay you if your home has a fire.

Instead there is an all risk home insurance policy that works the opposite of a named perils policy. With the all risk policy, everything is covered unless it is specifically listed in the policy. An example is flood damage which is typically not covered in most all risk policies because it is specifically listed as not being a covered peril. These policies will usually cost more but they also cover more perils to your home.

Have An Advocate On Your Side With An Independent Insurance Agency

If you choose to work with one of the large national insurance companies you will have an agent that is working for the insurance company. This is because they can only provide you with a single quote for your home insurance and you either take it or you find another insurance company. When you work with our team at RMH Insurance, we work for you to find you the best home insurance policy that is available from the many different insurance companies that we represent. We are your advocate to explain the differences and help you navigate the quotes to find the right policy.

Don’t leave your home in Elkhart, Goshen, Middlebury, New Paris, Syracuse, and the surrounding areas unprotected and vulnerable. Contact our team to schedule a home insurance review and make sure that all of your property is covered.