Special Event Insurance & Liquor Liability Coverage in Goshen, Elkhart, New Paris, Middlebury, Syracuse, Warsaw, IN, and the Surrounding Areas
There are special events that are going on all around us in Goshen, Elkhart, New Paris, Middlebury, Syracuse, Warsaw, IN, and the surrounding areas, but did you ever stop to think about what happens if someone gets injured at one of these events? You don’t expect to have someone get injured at a fundraiser, but it happens. Working with RMH Insurance Group you can get the right special event insurance to cover for these unusual incidents without having to worry. And while not every event has alcohol at it, some do, and it is important to have liquor liability coverage if you are having alcohol served. It only takes a single person imbibing a little too much to cause problems, and many venues have recognized that it is important enough to require it if you plan to serve alcohol at their location. Talk with our team today about your event and make sure that you have the right protection in place to ensure things go off without a problem.
REQUEST A QUOTESpecial Event Insurance – What It Covers and Why It Matters
What does special event insurance actually cover? General liability is included for people that sustain bodily injury as well as property damage. Your special event insurance might also cover cancellation or postponement due to extreme weather, illness, or other covered incidents. While not always included, some may include liquor liability coverage, as well as specifically calling out damage to the property the event is held at or rented equipment like tables and chairs.
Liquor Liability Coverage for Events Serving Alcohol – Reducing Risk for Hosts and Vendors
Serving alcohol is often a staple of many events, as people loosen up and have a good time. However, it doesn’t take much for someone to go too far and cause problems for the venue, the hosts, as well as other guests, not to mention themselves. Liquor liability coverage provides assistance with medical bills from patrons affected by intoxicated patrons, as well as covering legal defense costs. This can also cover the property damage caused by the intoxicated person. If you are serving alcohol, it is important to have a liquor liability policy in place.
No two events are the same, and the risks are lesser or greater depending on a number of factors. A sweet sixteen celebration is usually less problematic than a wedding reception or a company party. We can help tailor your event insurance and liquor liability based on the number of patrons expected, the amount of time the event will go on for, and other factors. Working with your local independent insurance agency will provide you with multiple quotes for policies that will fit your needs.
Why Choose RMH Insurance Group for Special Event Insurance – Local Expertise That Makes Planning Easier
Experience matters, that’s why so many people in Goshen, Elkhart, New Paris, Middlebury, Syracuse, Warsaw, IN, and the surrounding areas choose to work with us at RMH Insurance Group. Between the four locations that we have, there are more than 200 years worth of experience that our clients can draw upon to ensure that they are getting the right insurance for their needs. We are your local agents that are just a phone call away or stop into one of our offices for a chat in-person.
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FAQs About Special Event Insurance & Liquor Liability Coverage – What Clients Need to Know
Do All Venues Require Special Event Insurance or Liquor Liability Insurance? No, not all venues may require these special insurance policies, but the ones that don’t want to foot the bill for damage to their property or from intoxicated individuals will. Even if your chosen venue doesn’t require it, having these insurance policies in place is a very smart move to protect everyone involved.
What Is the Cost for Special Event Insurance? There are a number of factors that will go into the final cost of any special event insurance policy. The kind of event being held, the number of attendees, the duration of the event, and other factors can all play into the cost. Most people are surprised at the affordability of this special event insurance.
What Is the Cost for Liquor Liability Insurance? For special events like weddings, fundraisers, and more where liquor is served and/or sold, this cost is again surprisingly affordable. When weighed against the cost of cleaning up a mess from an intoxicated individual, it is a no-brainer to get liquor liability insurance along with your special event insurance.