Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
Reliance-Menno-Hursh Insurance Group offers free, comparative quotes on auto insurance from multiple insurance carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote to find out.
Collector Car Insurance
You may have noticed there’s a big difference between collector car insurance policies and regular use policies, including cost.
Classic car insurance or collector car insurance can save you a significant amount of money and increase your coverage because traditional auto insurance carriers are geared towards insuring a larger volume of vehicles. They simply don’t know how to treat your specialty or collector car.
Classic cars are usually considered antique vehicles (15 – 20 years old or older). Collector cars can also include:
- Exotic autos new and old
- Muscle cars
- Sports cars of all ages
- Rare or desirable
We understand what collector car owners want and need to protect their investment.
Get an Auto Insurance Quick Quote Now!
Reliance-Menno-Hursh Insurance Group offers free, comparative quotes on collector / classic car insurance from multiple insurance carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote to find out.